See, if another motorist causes an accident, their insurance should pay to fix any victims' cars or to get victims a new one if their vehicles are declared a total loss.īut if a policyholder causes an accident, then his or her insurance will pay only if they have collision coverage. What is collision coverage?Ĭollision coverage pays for the repair or replacement of your car if a policyholder becomes involved in a crash and another driver isn't liable for covering the damage.
Here are some things motorists should consider to help them decide if buying this type of car insurance coverage is the right choice. Whether or not a driver will need collision insurance depends on many factors. But motorists may want to add it to their policies in order to protect themselves from financial loss. Collision coverage is a type of car insurance.
